Finance

OUR PAYMENT OPTIONS

Online we currently accept payment from the methods listed above including a range of finance options. In store, we do also accept payment in the form of cash.

VIP Motorsport acts as a broker and not a lender of credit products provided by Omni Capital Retail Finance Limited. Credit is only available to permanent UK residents aged 18+, subject to status, T&Cs apply.

Omni Capital Retail Finance Limited is authorized and regulated by the FCA.

Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford your monthly repayments on time. Warning: Late repayment can cause you serious money problems.

VIP Motorsport along with Omni Capital offer our customers simple and effective payment options, with no hidden fees or costs. With Omni Capital, you can spread the cost of your purchase, interest free, over a period of 6, 9, 10 or 12 months.

The finance option is available for orders starting at £300, with a minimum 10% deposit and maximum 50% deposit.

Finance application pre-requirements:

• You are 18 or over, and a permanent UK resident able to supply UK address history for the last 3 years

• You have a gross annual income each year of more than £5,000 and a bank or building society account with a Direct Debit facility

• You are not currently bankrupt, subject to an IVA, or have any CCJs

• Provide an email address for documentation to be emailed to you

Illustrative Example:

If you chose the part below and wanted to pay over 6 months with a 10% deposit:

Cash price is £1,290.00

Deposit amount (10%) = £129.00

Amount to finance (cash price less deposit) £1,161.00

6 Monthly Repayment of £193.50

Total Amount Payable £1,290.00

If you wanted the same part but chose to pay over a 24 month period with a 20% deposit:

Cash price is £1,290.00

Deposit amount (20%) = £258.00

Amount to finance (cash price less deposit) £1,032.00

Period of time 24 months

Amount of interest £143.45

24 monthly repayment of £48.98

Total amount Payable £1,433.45

Fixed 13.90% APR

Please note that up to 12 months interest-free 0% finance is not regulated by the Financial Conduct Authority.

Any late or missed repayment may have serious consequences and your credit rating may be affected which could make it more difficult to obtain credit in the future.

What to do if you should have a complaint relating to finance:

Please contact us in writing with your complaint at the following address - Unit 14, Dutton Green, Little Stanney, Chester, CH2 4SA.

We have up to eight weeks to resolve your complaint, if at that point you still feel the matter has not been resolved you are able to ask the Financial Ombudsman Service to investigate the matter. You can make your complaint to them on their website by clicking here.